The same cycle is repeating.
He calls, attempts to borrow money, tells you thousand and one reasons to help him, sound pathetic.........
In normal circumstances, you just tell the person "I have no money" and cut off the line if this person is incorrigible. But what happens if this person is your dad?
Do we really have a choice to say no always?
The scenario now. He cannot afford to pay his company for the rental. SGD9K...my goodness.
What have he been doing? He admitted that he is not hardworking enough. I persuaded him to let the company confiscate the cab, find a fixed income job and then pay back.
"You think its soo easy to find a job with my age and qualification?"
Sis's father in law is older, is working. So, what's the problem? Who's the problem?
Can't he just understand that he is not suitable to drive a cab. And why do you want to keep your car when you are 1. in liability the moment you take a cab? 2. Have past records to prove that you are NOT hardworking enough to survive by driving? 3. It doesnt lets you earn enough to eat? 4. It doesnt lets you earn enough to pay the house?
Can't believe it. The housing loan is a bare 200+ per month and he's not able to pay. What the F is he doing!!!
The worst thing that can happen, he pass me a HDB letter, showing me how much he owe HDB. Another total of SGD7K.
Where am i suppose to find such money??? Argh....
I need to make plans. I have the following options
1. Pay cash for him for the house. But mum highlighted that if he sells the house, i don't get to take back anything. Lose lose situation....aborted
2. Include myself as a co-owner and to prevent unfairness to both parents, i will contribute to the full instalment repayment. Need to check if workable
3. Find him a job. Convince him to let go of the car....VERY HARD
In whatever options i make, i can only make plans for the future instalments but not the outstanding and his livelihood when he's jobless. Which means, someone will still need to pay for the house outstanding and the car.
We SHOULD not pay for the car outstanding. He should find a job and pay by instalment. Set Giro. Best
House outstanding. Don't think he'll be able to help to pay this. 2 options. Mum help or i pay. Don't think fair to mum but i need a roof above my head
Sis say i can choose to move out myself. But why should i when the problem is with him? He should move!
Then the conclusion, im softhearted. I can't bear to see him suffer too much as he is old and penniless. Can't possibly forsake him and let him survive himself. I must convince him, make him understand that if he is not gonna do anything or my way, we'll leave him.
Sigh.....first thing to do. Call HDB. I need to see what are the options before i talk to mum.
Shucks......
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